LIFE ASSURANCE & CRITICAL ILLNESS COVER

Learn more

MORTGAGE AND FAMILY PROTECTION

We nearly all need to be protected. What would happen if a sudden illness, disability, job loss or death occurred? Dylan Tierney can help provide you with the peace of mind that comes with knowing you are protected if something should happen. Our panel of protection providers offers products to cover a range of your needs.

LIFE COVER

This comes in two main forms: Level Term Assurance and Decreasing Term Assurance. Level Term Assurance will give you the same amount of cover throughout the life of the policy and pay out that amount if you make a claim. Decreasing Term Assurance will decrease over the term, usually to match your decreasing mortgage amount, and pay out the current amount when a claim is made.

 

 

CRITICAL ILLNESS COVER

This covers you and your family against the financial impact of a critical illness. It pays out a lump sum or a regular income should you be diagnosed with a critical illness as specified in the policy terms and conditions.  The type of illnesses covered varies depending on the provider and type of policy selected with typically up to 40 major illnesses listed.

MORTGAGE PAYMENT PROTECTION INSURANCE (MPPI)

MPPI is designed to cover your monthly mortgage payments and certain related costs for a specified period of time if you are suddenly unable to work due to an accident, sickness or involuntary unemployment. In exchange for a monthly premium, MPPI pays you a set amount each month, usually for a period of 12 or 24 months. As it only pays out for a limited period, it should not be confused with Income Protection Insurance.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income.

For impartial information about insurance, please visit www.moneyadviceservice.org.uk.

The typical cost for MPPI cover is £7.81 per £100 monthly benefit. This is based on someone aged 35 with a 30 day waiting period.

Please contact us for more details.

¹WILLS

If you have a need in this area we have access to specialists that we can refer you to for advice.*

GENERAL INSURANCE

You need to protect your home against flood, fire, theft and other perils. We can offer you competitive quotes on your Home Insurance

BUSINESS PROTECTION

Our business protection insurance solutions allow you to keep your business going even if the worst happens


INCOME PROTECTION

How would you pay the bills if you were to ill too work?

*Neither Dylan Tierney nor PRIMIS Mortgage Network is responsible for any advice supplied by these specialists.
¹Wills are not regulated by the Financial Conduct Authority.