INCOME PROTECTION

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Benefit paid is up to a maximum percentage of your gross earnings – on average

%

But will depend on Insurer.

Which.co.uk – March 2020

PROTECTING YOUR INCOME

How would you pay the bills if you were too ill to work? Income Protection Insurance can protect your income for a longer period than Accident, Sickness & Unemployment Insurance policies.

What is Income Protection? Income Protection is an insurance policy which provides you with a regular income if you can’t work because of illness or disability. The benefit paid is up to a maximum percentage of your gross earnings – often 50% or 60%. Policies pay out after you have been off work for a period of time known as the ‘deferred period’, and will continue to pay out usually until the soonest of you being well enough to return to work, your retirement, death or the policy end.

You can choose a deferred period of 4, 13, 26 or 52 weeks, depending on how long you may be able to survive on any savings or how long you receive sick pay from your employer.

Please contact us for more details.

INCOME PROTECTION

How would you pay the bills if you were to ill too work?

MORTGAGES

If you have a need in this area we have access to specialists that we can refer you to for advice.*

¹TRUSTS

When recommending a life assurance policy, we will also advise whether it is beneficial to place the plan in trust.

¹WILLS

If you have a need in this area we have access to specialists that we can refer you to for advice.*

*Neither Dylan Tierney nor PRIMIS Mortgage Network is responsible for any advice supplied by these specialists.

¹Wills and Trusts are not regulated by the Financial Conduct Authority.